You are eligible for a Salary Loan if:

  • You work and live in Lagos
  • Between the ages 18yrs – 60yrs

All you will need to be able to access a loan are;

  • BVN
  • Work ID card
  • Valid government-issued ID card
  • Work E-mail
  • An active Debit Card
  • The maximum loan amount and tenor for new customers are N1,000,000 and 6months respectively.
  • You will have to go to your bank to request this service to be able to apply.
  • Why make you go to the bank and queue. Your repayment is debited automatically from your account via the linked debit card when it falls due.
  • Our system is fully automated therefore the detail is used to automatically spool your bank statement from your bank.
  • Be rest assured, we don’t save or keep your bank credentials and it is very safe to use on our platform.
  • That’s no problem, just click on the proceed button and continue with the application process, the system will automatically request you send a softcopy of your bank statement through your dashboard.
  • Yes, you can make payment before the due date, simply go to your dashboard and click the early repayment button which will be automatically debited from your linked debit card.
  • Yes, you can, We have provided our customers with other means of payment such as Bank Transfers. All you have to do is go to your dashboard and send us proof of payment via the manual repayment button.
  • This is what makes us stand out, we know when this happens, you are unhappy and more likely under pressure because of your repayment. We are here to make you relax. We give you a 3days no-charge grace period to keep you calm.
  • Absolutely not. All that will be required of you is an update of your previous data, just in case there has been a promotion, increase in income, change of residence, etc. aside from these, you dive straight into your loan application. No long talk.


  • We are here to assist you all the way, our support services are on stand-by, kindly reach out to us via:

Email: support@momoney.com.ng

Phone No: +2348061757619